Finance Archives - We Do Not Follow

August 28, 2018

Little-Known Ways to Ruin Your Credit Score

It makes little difference if you plan on buying a car or home soon, or if you won’t be making any major purchases in the near future, it’s always good to look for an opportunity to rebuild credit. What’s more is it’s good to educate yourself on daily habits that may be chipping away at your score, something you may not realize until you are ready for a major purpose. Ready to learn more about those sneaky little habits? A Single Late Payment Maybe you always pay your credit card bill either early or on time, but you’re human, which…

July 11, 2018

Things You Should Stop Doing to Save More Money

Having large income is indeed an achievement. You work hard to achieve such status. However, these days, the more important question is how much money do you save? It does not matter how big your income is per month if you blow everything off almost as soon as you received it. The worst part is that many people do not realise where their money went because they spent it too thoughtlessly and carelessly. It is not good to fall into such habit. If you wish to achieve bigger goals like a new car or perhaps buying your dream house for…

November 1, 2017

Debt-Busting Tips

A mountain of bills. A series of unread emails. A list of unanswered phone calls. What debt looks like is different for everyone, but the feeling it inspires is the same. With every bill, notice, and voicemail message you ignore, you’re one step closer to your financial doomsday. Serious debt won’t solve itself. In fact, if you pretend nothing’s wrong, that single step turns into a running leap into bankruptcy. The only way to walk yourself out of debt is to face your fears and do something about it. It’s no easy feat, but with an organized plan of attack…

September 4, 2017

How You Can Spend Your Bitcoins

I often speak to people about digital technology who are just cutting their teeth in the industry and are looking for the best ways to use it to their advantage. Interestingly, I have had more conversations in the last 12 months than I ever have before, about digital currency and about Bitcoin. Whilst there are many people who simply want to know what it is or how they can get their hands on them, the majority of people have already opened a Bitcoin wallet and bought some currency, but now are unsure what to do. If you fall into this…

July 22, 2017

How to Make Sure That You Spend Less Each Month

For the last 6 months I have been working incredibly hard on trying tisane as much money each month as I possibly could and I am finally starting to see some success. In the past, I was similar to my buddy and roommate Ram Chary in that I would just think that the answer was to make more money in order to afford the life that I was living, unfortunately this is not always the best way of thinking and I decided instead that I would do both, aim to make more and spend less each and every month. If…

June 1, 2017

How Business Loans Compare to Personal Loans

Borrowing money has become easier for both individual consumers and businesses in need of funding, thanks in part to the advancements in technology combined with a low interest rate environment. Even so, there are clear differences between personal loans and business loans that borrowers on both sides of the coin should understand when considering which to use for their financing needs. Business loans and personal loans vary in the number of options available to borrowers, how applications are evaluated, and the terms of repayment. A Variety of Options Nearly all financial institutions, including banks, credit unions, and online lenders, offer…

January 21, 2017

What Skills do You Require to Offer Financial Advice

Being capable when it comes to the world of finance or global markets to invest in your own things is a great skill to have, perhaps you just ‘get’ the markets and know how to make a pretty penny from them. Being able to crunch numbers and gauge how a particular market may move is also a good ability to have but could you happily offer someone financial advice and let them know where you think their money would be best invested? When posed with this question many people, regardless of their knowledge and their own financial success would opt…

December 15, 2016

Great Ways to Make Some Extra Cash

There is no doubt that with the holiday season coming that your finances will take a quite a hit, nights out, presents to buy and office parties will see you spending quite a bit of cash and come January you will need to give your bank account a bit of a boost. The good news is that there are loads of ways in which you can boost your income and today we’re going to look at just a few ways in which you can do it. A lot of these methods can be used all year around as well, not…

November 30, 2016

Why Your Business Needs a Financial Advisor

As a small business owner, working out what to outsource and when can be a tricky business, on the one hand you want to alleviate a responsibility so that you can focus on something else, on the other hand, finances are key and you may not want to pay for something you don’t need. If you wish to succeed however, then your finances is somewhere that you should definitely be seeking to outsource or seek advice, consider this more as an investment in your future than a paid for service. There are certain things that you should look for in…

November 29, 2016

How to attract and retain wealthy clients as a financial advisor

Want to send your financial advising firm’s revenues into the stratosphere? The best way to do this is to serve wealthy investors exclusively. Adam Rosenfeld Merrill Lynch has experienced great success representing high net-worth clients over the past few years, and you can join him in the winner’s circle by following the advice found in the paragraphs that follow below. 1) Get your pricing right The price of your services is one of the most important marketing signals that will get your financial advising business noticed by rich clients. As shallow as this may seem, they will pass judgment based…

Browsing CategoryFinance