A mountain of bills. A series of unread emails. A list of unanswered phone calls. What debt looks like is different for everyone, but the feeling it inspires is the same. With every bill, notice, and voicemail message you ignore, you’re one step closer to your financial doomsday. Serious debt won’t solve itself. In fact, if you pretend nothing’s wrong, that single step turns into a running leap into bankruptcy. The only way to walk yourself out of debt is to face your fears and do something about it. It’s no easy feat, but with an organized plan of attack…